Operating body, membership

The community of the member companies constitutes the operating body. Most members are companies and independents also affiliated to the OASI and FAMILY COMPENSATION FUND OFFICE EXFOUR. The steering committee, elected by the general meeting, exercises its rights of co-determination through delegates in all bodies of the compensation fund offices.

Office

The DAILY SICKNESS ALLOWANCES INSURANCE OFFICE EXFOUR has its registered office and its premises in Basel. The compensation fund office has been operative since 1951 and is mainly active in the German speaking part of Switzerland. To simplify the transaction of administrative tasks the compensation fund office provides its own internet platform (connect). 

With a team of 30 employees the EXFOUR compensation fund offices want to support and relieve the employers, self-employed and insured affiliated to them and provide advice for the execution of numerous duties in a reliable and competent manner. 

The three housetops symbolize the three compensation fund offices: “Everything under the same roof” and are an emblem of the cross-functional range of services of the compensation fund offices EXFOUR.

Brief description

About 80 companies and independents with approximately 2’500 employees profit from the privately operated, non-profit DAILY SICKNESS ALLOWANCES INSURANCE OFFICE EXFOUR that is organized as a self-help organisation. It is an association as defined in the civil code.

Services

Different insurance models, taking into account the individual requirements, are available at competitive premiums to cover economic consequences of sickness and (in addition to the income compensation allowances in the event of maternity within the framework of the APG) maternity. It is not necessary to register every insured person by name. 

In the case of long-term daily allowances the insured clients will be advised and accompanied in close contact. The contribution rates are independent of sex and age. During the payment of allowances no premiums are due. The premiums are levied quarterly in arrears. 

To further relieve the employers the cooperation of the different branches of social insurance is monitored and coordinated DAILY SICKNESS ALLOWANCES INSURANCE OFFICE EXFOUR. Earned income surpluses flow back to the member companies in form of contribution refunds. Major fluctuations in benefit expenses are absorbed through reserves for fluctuations in benefits.

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